Our Finance Department at Laking Toyota

At Laking Toyota, our primary goal is to facilitate the seamless acquisition of the Toyota you've always desired. We understand that the financial aspect of a vehicle purchase can often be perplexing and intricate for the average buyer. However, with our straightforward financial services, we are committed to guiding you through every step of the process and assisting you in making the best decision tailored to your needs and lifestyle. Whether you find yourself deciding between financing and leasing, contemplating the impact of your credit on the purchase, or seeking the best possible rates, our finance team is here to provide assistance. Delve into the details, and feel free to contact us to initiate the financing application process today.

When Financing is the Appropriate Choice

Opting for financing offers the advantage of flexible terms, extending up to 84 months, be it for a small or substantial duration. With straightforward interest financing and competitive rates, you can take comfort in the knowledge that you're driving one of the most reliable vehicle brands in the market.

Financing might be the right option for you if:

  • You plan to accumulate a significant amount of mileage on your new Toyota.
  • Your goal is to eventually own your vehicle outright.
  • The intended use of the vehicle is exclusively for personal use, not for commercial purposes.

Choose financing to enjoy the benefits of extended terms, favorable interest rates, and the satisfaction of owning a dependable Toyota.

When Leasing is the Ideal Choice

Leasing provides flexible terms ranging from 24 to 60 months, enabling you to tailor the lease duration to accommodate the shifts in your lifestyle. Optional additional protection is available through a Wear Pass and Wear Plus Plan, while customizable mileage allowances of 16,000, 20,000, or 24,000 km allow you to choose the mileage limit that suits your needs.

Leasing might be the right option for you if:

  • You prefer lower monthly payments.
  • You enjoy upgrading to the latest models more frequently.
  • You feel more comfortable with a shorter commitment to your vehicle.

Consider leasing for the advantages of adaptable lease terms, optional protection plans, and the flexibility to align your vehicle usage with your preferences.

We Can Assist Regardless of Your Credit Situation

Concerns about challenging credit situations often lead people to believe that acquiring a new Toyota might be out of reach. However, here at Laking Toyota, your credit score is not a barrier. Regardless of your credit history, we are committed to working with you and your budget to identify a Toyota and payment plan that aligns with your requirements. Whether you have bad credit, no credit, or any other credit situation, rely on our Laking Toyota finance team to guide you towards driving a Toyota that you genuinely adore and can comfortably afford.

Preferred Rates from Your Bank at Laking Toyota

At Laking Toyota, our commitment is to secure the most favorable preferred rates from your bank. With our experienced finance team, boasting extensive expertise in this field, we have cultivated strong relationships with the finest banks and lenders in the area. This ensures that you benefit from the best rates when financing your new Toyota. As your comprehensive resource for optimal rates, we owe our success to the dedication of our finance experts and the presence of top bank representatives on-site. The list of banks we collaborate with includes:

The list of banks we collaborate with includes:

  • CIBC
  • TD Canada Trust
  • Scotiabank
  • BMO
  • RBC
  • Desjardins
  • National

Trust in Laking Toyota to facilitate a seamless process and secure preferred rates for your new Toyota through our network of reputable banks.

Apply For Financing at Laking Toyota

At Laking Toyota, we simplify the entire financing application process. Initiating the journey towards your next Toyota vehicle is effortless – simply fill out the credit application form below. Your personal information is safeguarded through the encrypted security of the form. However, if you prefer a face-to-face interaction with one of our financial representatives, we are more than willing to accommodate your preference. Contact our finance team today or complete the form below to apply for financing and take a step closer to driving your desired Toyota.

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